Grow on your terms with U.S. Small Business Administration (SBA) backed financing.

SBA 7(a) Loans turn federal lending power into flexible capital, so you can launch, expand, or buy a business without draining cash flow.

Why Choose an SBA Loan?

• Borrow up to $5 million for real estate, equipment, working capital, partner buyouts, or franchise expansion
• Lower equity injection & longer amortization (up to 25 years on owner-occupied real estate) than many conventional loans, keeping monthly payments manageable
• Fully amortizing repayment, no balloon payments, no surprises

From the first conversation to final funding, our team delivers the proven expertise and personal attention that small businesses deserve.

Ready to accelerate your growth? Explore program details at SBA.gov.

The SBA 7(a) Loan: The Most Flexible SBA Option

The SBA 7(a) loan (often written "7a") is the Small Business Administration's flagship program, and the option most owners use for general business needs. It's built for versatility and cash-flow friendly terms.

• Common Uses of an SBA 7(a) Loan
  • Equipment & technology purchases
  • Buying or refinancing owner-occupied commercial real estate
  • Working capital to smooth seasonality or fuel growth
  • Acquiring a business or buying out a partner
  • Refinancing eligible business debt to improve cash flow
  • Franchise startup or expansion
• Typical Structures & Terms
  • Loan size: up to $5,000,000
  • Term length: up to 25 years for owner-occupied CRE; up to 10 years for business acquisition, equipment, or working capital
  • Rates & fees: competitive, SBA-regulated; guaranty fees may apply (often financeable)
  • Collateral & guarantees: secured to the extent available; personal guarantees typically required

We'll walk you through eligibility, structure the deal to your goals, and keep the process moving, so you can get back to running the business.

Is an SBA 7(a) Loan Right for You?

You may be a strong fit if you:

• Operate a for-profit small business in the U.S.
• Have reasonable owner equity to invest (down payment varies by use, often 10%+ for acquisitions)